Supplemental Insurance – Did you know that original Medicare Part A and B typically covers up to 80% of your medical bills. This leaves significant gaps in your coverage. Supplemental is designed to help lessen costs and should give you some peace of mind. Insurance typically covers the remaining amounts. You can now see why purchasing a Supplemental Insurance Plan right away is a worthwhile effort, which can save you a lot of money in the long run!


Medigap plans work with your Original Medicare plan to fill some of the gaps in coverage like traveling abroad and deductibles. Insurance should typically be accepted at any hospital that accepts Medicare. Private insurance companies sell Medigap plans.Supplemental Insurance

Traveling and Supplemental  – before you travel, ask your insurance company about coverage during your trip.  Some plans require you to go to an ER or “Urgent Care” type facility to be covered. Flexibility and Supplemental Insurance – some programs offer you more flexibility, which others do not provide seniors.  You can usually change your Supplemental Insurance at any time throughout the year.

Renewable Plans

Supplemental Insurance is typically considered to be guaranteed renewable, and if you develop a health condition, you should be protected year after year, no matter what! Did you know that in 2018, over 14 million Americans had Supplemental Insurance?

Medicare B Co-payment

You can pay 20% of the Medicare-approved amount for your co-pay without Supplemental

. While Medicare Advantage Plans or Original Medicare has specific enrollment times, if you are enrolled in a Medicare plan, you can apply for a Medicare Supplement Insurance plan at any time! Agents and Insurance Companies should offer you free assistance to get a no-commitment quote.

medigapWhen Changing Insurance Plans you are allowed to change your Supplemental Insurance any time during the year. Note: (Medicare Advantage Plans can only be changed during the Annual Enrollment Period.) Supplemental is different. Take Advantage of this today!

Medical Procedures – if you are considering getting a pacemaker, the cost is around $85,000, and this does not include the physician’s fees or all hospital fees, etc. So, 20% of your Part B co-payment will be quite expensive! This is just one scenario to show how you will save money with Supplemental Insurance.

Don’t wait until it is too late! Hospital costs today are costly! Why not call today and see how you can get a no-commitment quote!

Supplemental Insurance

Ask how you can save money on other procedures and treatment costs. Have an agent look at what is important to you and find an Insurance plan that gives you some peace of mind when you know that you are covered!

Medical Questions

You may need to answer medical questions when looking for a Medigap or Supplemental Insurance. Premiums plans may vary depending on your age, gender, and where you live. Out-of-Pocket Costs,  Insurance can significantly lower your out-of-pocket costs. You are choosing Physicians Since Insurance works with your Original Medicare plan. As long as you have a Medicare-approved service from a doctor who accepts Medicare, it would help if you did not have to worry about your claims being denied.


Why should you get Supplemental Insurance? When you get medical treatment, you should be able to focus on getting the care that you need, and not how you will be able to afford it. It is very comforting to know that you will not be saddled with large medical bills!

Most Seniors do not want to be left holding the bag on medical expenses, and they shouldn’t have to do so.  Don’t despair! Call about Supplemental today!

If you need help with Supplemental Insurance – Health Insurance or Medicare plans, call Miller Insurance Group today at the Office: 801-637-4420 or Long Distance: 1-800-224-3229, or contact us directly at